Analysis of the banking sector with respect to six banks: Public sector & private sector

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19 pages

Format :

.doc

Published date :

03/31/2009

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Table of Contents Analysis of the banking sector with respect to six banks: Public sector & private sector Table of Contents

 
  1. Introduction
  2. Objective of the study
    1. Main objective
    2. Sub objective
  3. Hypothesis and method of study
    1. Research methodology
    2. Data collection technique
  4. Indian banking industry profile
  5. Major reforms undertaken by the industry
  6. Micro economic scenario and its impact on creding banking
    1. Analysis of various banks
  7. References and Bibliography
  8. Annexures
  9. Conclusion

Abstract

In this project six banks are taken on the basis of highest profits after tax. Three banks are from the public sector and three from the private sector. First comes an analysis of the banking system which tells you about the Basel II norms which are applicable in India in every bank from 31st March 2007. There are many banks in India which are not in the position to follow these laws. After analyzing the Whole banking sector individual bank are analyzed on the basis of developments made in the bank, net interest income or margin, non performing assets and net margin. This is done to give the overall value of the individual banks and recent developments. This individual analysis id done till the 3rd Quarter of 2007. To know the stock prices, first of all, the forward PAT is found out on the basis of compounded annual growth rate. Then on the basis of Forward PAT, future cash flows are found out. Then using two methods Future Prices of banks are found out. These methods are the Discounting Cash Flows Method and the PE X EPS Method. Then the actual value of Shares is compared with the found out value to find out if the share is undervalued or overvalued.

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